Early-stage start-ups and pre-VAT companies start at £49 + VAT a month. As turnover grows, your fee moves through clear bands — you always know the next step, and FreeAgent stays included at every level.
Agreed up front, never a surprise
Accountants for UK startups
Startup accountants who give you more than a spreadsheet.
Fixed monthly fees for UK start-ups from £49 + VAT, with FreeAgent, free business banking and a market-wide funding portal built in — and a real accountant on WhatsApp when you need one.
Worth up to £330 a year
1,000+ lenders via Swoop
On WhatsApp, not a ticket queue
Why owners switch to us
Three things you get on day one
FreeAgent, included
Award-winning accounting software in every package — worth up to £330 a year. Invoicing, expenses, bank feeds and tax forecasts, with no separate subscription to pay.
About FreeAgentFree business banking with Mettle
We've partnered with Mettle, by NatWest — a free business account built for the self-employed and small companies, with FSCS protection on eligible funds.
About MettleFunding when you need it
Our Swoop-powered funding portal matches you with loans, grants and finance from across the market — one search, real options, no obligation.
Explore fundingWhat's included
Everything a startup needs. Nothing it doesn't.
Company formation
Incorporation done properly — the right share structure, SIC codes and registrations, not the 10-minute web-form version you untangle later.
Accounts & corporation tax
Year-end statutory accounts and CT600 prepared and filed, with your tax bill forecast all year — never a surprise.
Bookkeeping & VAT
Startup bookkeeping in FreeAgent — live bank feeds, receipts captured on your phone — plus VAT registration, scheme choice and returns timed to your advantage and filed every quarter.
Founder pay & payroll
The optimum salary-and-dividends mix for directors, payroll run for your first hires, and pensions auto-enrolment handled.
Funding & forecasts
Runway you can see, forecasts investors take seriously, and the Swoop portal when you need capital.
Advice that scales with you
Start with compliance. Add management accounts, a virtual finance team or coaching when the numbers say it's time.
Funding · Powered by Swoop
Need funding? Search the whole market in minutes.
Every client gets access to our Buzz funding portal, powered by Swoop — one of the UK's leading business-funding platforms. One profile, matched against 1,000+ providers: start-up loans, working capital, asset finance, grants and equity.
- Start-up loans and government-backed schemes
- Grants you may never have heard of
- Working capital, invoice and asset finance
- No obligation — see your matches before you decide
Financial guidance
Pensions, protection, mortgages & estate planning — explained.
Working for yourself means no one hands you a pension or a safety net. Our plain-English guides explain the financial basics startups actually need to understand — and where to get regulated advice if and when you want it.
- Pensions & investments
- Protection & income cover
- Mortgages for the self-employed
- Wills & estate planning
Free startup guides
Learn it yourself — or skip ahead
How to start a limited company
From choosing a name to your first filing deadlines — the complete, current, no-fluff walkthrough.
Read guideStartup funding, explained
Loans, grants, equity and everything between — what each really costs and when each makes sense.
Read guideHow to pay yourself
Salary vs dividends in plain English, and the mix most founders should start with.
Read guideQuestions founders ask
Straight answers
How much does a startup accountant cost?
Our fixed monthly packages start at £49 + VAT for early-stage limited companies, scaling in simple bands as your turnover grows — roughly 2% of turnover. FreeAgent software is included in every package.
Can you set up my limited company?
Yes — we handle incorporation, share structure, registering for corporation tax, VAT and PAYE where needed, and set up FreeAgent so you're organised from day one.
Do you only work with tech startups?
No. We work with start-ups of every kind — tech, ecommerce, agencies, food and drink, trades scaling up. If it's early-stage and ambitious, it's a fit.
What software do you use?
FreeAgent is included free in every package (worth up to £330 a year), and it pairs perfectly with a free Mettle business account. We're also a Xero Gold Partner for more complex businesses.
Can you help us raise funding?
Yes. Every client gets access to our Swoop-powered funding portal — one profile matched against 1,000+ lenders, grants and finance providers — plus our help sense-checking any offer before you sign.
We haven't incorporated yet. Is it too early to talk?
It's the best time to talk. Fifteen minutes before you incorporate can save months of unwinding the wrong share structure, VAT position or payroll setup later.
Free business tools
Free tools to grow a more profitable business
Straight-talking tools from the coaching team at Buzz — a profit calculator, a business health-check and performance scorecards. Answer a few questions, get a personalised report in minutes, plus a free 30-minute coaching debrief.
